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Take a look at which of the following car insurance types best fits your needs.
Cover third-party damages, fire and theft, as well as damages to your own car.
Get cover for any third-party damages, as well as fire damage, and theft of your vehicle.
This only covers damages and injuries caused by you to any third party car, pedestrian or property.
Hijacking statistics are extremely high in South Africa, and they are increasing. Having fire and theft insurance will help make sure you are not in any financial trouble should you fall victim to theft, or should your car be damaged in a fire.
Third-party insurance covers damage caused by you to third-party vehicles or property. It also usually covers injuries that you cause – in your car – to pedestrians or other drivers.
It is not compulsory to have any car insurance in South Africa, unlike most other countries around the world. It is, however, the responsible thing to do and will help you have peace of mind when driving.
If the car is registered in your name, and you are the principal driver, your parents can add you to their insurance policy, but the insurance company needs to know that you are the regular driver.
Most insurance companies will only cover part of any damage costs. It’s best to discuss excess amounts before signing up for any policy.
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