Your furry animals are more than pets; they’re family, so making sure they’re taken care of is essential. Accidents happen and are out of our control; that’s why insurance of any kind is important. Why not have some peace of mind with Checkers Pet Insurance?
Having pet medical aid will ensure that your fluffy friends are covered no matter what may happen. Checkers Pet Insurance, in collaboration with Outsurance, offers various plans to suit different needs at affordable rates.
Before jumping to any decisions, it’s important to compare pet insurance quotes to ensure you’re receiving the best of the best for your pets.
Checkers Pet Insurance – South Africa
With the cost of living on the rise, you may be wondering if you really need medical aid for your pets.
As much as you may try to protect your pets, there are things that could happen, such as a fractured bone or your pet getting into a fight. Vet bills can become quite costly, and in today’s day and age, having pet insurance is the smart thing to do, since you’ll avoid having to pay higher bills if you do have medical aid.
That’s why Checkers Pet Insurance decided to offer affordable plans that won’t put a dent in your pocket. They’ve done their research and compared the costs to ensure that they’re able to give you quality coverage at a low price.
What is Checkers Pet Insurance?
You may be wondering, what exactly is Checkers Pet Insurance? Just as we have medical insurance to cover unforeseen illnesses, accidents, or regular checkups, it’s a similar concept with pet insurance.
In collaboration with Outsurance, Checkers now provides three comprehensive insurance plans for your dogs and cats. Depending on which plan you choose, cover for your furry friend can include anything from vet bills, illnesses, and animal consultations.
The great thing about Checkers Pet Insurance is that you can choose what suits your animal’s needs at a very affordable rate.
Why Checkers Pet Insurance?
Medical bills of any kind can be pretty costly. Whether it’s just a checkup or your pet being picked on by the neighbourhood cats, making sure your animals are covered is essential. Statistics show that less than one per cent of pets are insured.
Medical cover of any kind can be quite pricey, which understandably may make you question the need for it. Checkers Pet Insurance understands how vital pet coverage is at a reasonable cost, so they’ve swooped in as one of the most affordable pet insurance in South Africa.
Not only do they provide three coverage options, but they also offer additional add-ons, which allow your pets to receive routine care. If that’s not enough, Checkers Pet Insurance gives a discount if you insure more than one pet.
What Does Checkers Pet Insurance Cover?
From accidents to illness, you can sleep peacefully at night knowing that your pet’s needs will be taken care of should an incident occur. Choose a plan that suits you, your pet and your pocket.
Checkers Pet Insurance Plans:
- Accidental Cover– From R69 a month, this plan covers any vet bills you receive from unforeseen accidents. This includes injury due to an accident, for example, a dog or cat fight. Accidental cover also includes other incidents, such as fractured bones.
- Core Cover– Takes care of any accidents and vet bills if your pet is admitted for an illness. From R169 for dogs and R145 for cats, your pet is covered if they need to be admitted to the veterinary practice.
- Comprehensive Cover– The most all-inclusive plan is R315 for dogs and R210 for cats. Your pets will be covered for accidents, illnesses, and vet consultations. A trip to the vet may include consultation fees, prescribed medication, diagnostic tests, and dentistry (all of these do not require admission to the practice).
- Optional Cover– Routine care may be added to your comprehensive cover plan at R95 per month. This add-on includes maintaining your pet’s health, such as vaccinations, deworming, and optional sterilisation.
Checkers Pet Insurance covers the following accidents:
- Bone Fractures
- Motor Vehicle Accidents
- Near Drowning
- Tooth Fractures
- Snake Bite Toxicity
- Bite Wounds or Fight Wound Abscesses
- Abrasions, Wounds, Lacerations
- Foreign Objects Swallowed (needing surgical or endoscopic removal)
- Insect Bites (which have caused an allergic reaction)
Checkers Pet Insurance Claims
We all know what dealing with insurance claims can be like: a nightmare. Checkers and Outsurance have made things easy for those needing to claim.
No claim forms need to be completed, which saves you the hassle of filling in all those time-consuming documents. What’s more, Checkers Pet Insurance allows you to choose from any registered vet, so there’s no need to switch to a doctor in the network.
If you’re not sold yet, they also have fixed excess amounts. So regardless of your claim amount, your excess will always be the same.
Once you’re signed up with Checkers Pet Insurance, there is no waiting period for accident claims. However, you will have to wait 30 days until you can claim for vet visits and 60 days for illness.
It’s important to note that when it comes to hereditary and pre-existing conditions, there is a 12-month waiting period to claim.
Final Thoughts on Cat and Dog Insurance
We all have enough to worry about, so when it comes to insurance, it does help us sleep better at night. Checkers Pet Insurance allows you to provide cover for your animals at an affordable price.
With three plans to choose from, they allow you to pick out what’s important and necessary to you. As much as we love our fluffy friends, they don’t share the same concern we have when it comes to medical bills; that’s why pet insurance is essential.
No more panicking when it comes to a little bite or scratch. You can focus all your concerns on getting the best cover for your little one. Looking for more insurance options? Have a look at the best dog insurance options in South Africa.