Compare Life Insurance Quotes South Africa

Click here to view the terms

Find the best life cover and ensure you leave behind a legacy for your loved ones.
What type of service are you looking for?

Get Life Cover Quotes!

We can get you almost any quote on demand. Find your service and let’s get you some options without ever leaving your desk or even bed.

Find Insurance Quotes - South Africa

Search for the best funeral cover, life insurance and medical aid in South Africa

Compare Quotes

Compare insurance quotes from the best South African insurance companies.

Save Time and Money

Receive online quotes instantly. Bringing the best prices to your screen.

Life Insurance South Africa

Having dependents can be stressful at times, especially when planning for unfortunate yet inevitable events. When you are no longer around, will someone be around to take care of your family financially? Probably not.
You can, however, ensure that they are looked after, even when you’re not around. By taking out life insurance, you’ll be able to live knowing that even after you are gone, your loved ones will be financially taken care of.

Who Should Get Life Cover

Anyone who is planning or has already started a family should get life cover. If you are financially responsible for anyone, or anything - such as house or car payments - you should have some form of life cover.
If you have any debts, which would then fall to your family to pay after your death, you should have life cover that will pay off the debt once you are gone. If you have your own business, life insurance is also important, since your employees become your dependents.

Types of Life Cover

There are many types of life insurance available. When speaking to an insurance broker, make sure they give you all of your options, and explain which of these would best benefit you.

Whole Life

Whole Life Insurance is the most common. It will keep you insured for the duration of your life - or until you reach the age of 95.


This is life insurance for a specific term - namely, 5, 10, 15 or 20 years. Your cover will expire once this period of time has elapsed.

Dreaded Disease

This insurance will pay out a tax-free lump sum in the event that you are diagnosed with a dreaded disease.

Senior Parents

You can take out life cover for your elderly parents, provided they consent and are able to undergo a medical exam.

Minor Children

Not an often necessary cover, life insurance can be taken out for minor children in certain circumstances.


Couples can be insured under the same policy. The policy will pay out to one of you when the other passes away.


This specifically covers repayments to your mortgage. In the event of your death, the policy will pay out to your house mortgage.


For those who have high-risk habits, hobbies or jobs. High-risk insurance is usually more expensive than other insurance.

Pre-existing Condition

If you have any pre-existing conditions or illnesses, life insurance will be harder to get and have more expensive premiums.

Best Life Insurance Providers in South Africa

Life Insurance FAQs

Can You Get Life Insurance On Your Parents?

You can get life insurance on anyone you have insurable insurance on. This includes elderly parents whose death would financially impact you.

How Old Must You Be To Get Life Cover?

There is no age limit, although to get your own life insurance you must be 18 – your parents can start a policy before you turn 18. The younger and healthier you are, the lower your premiums will be.

Can I Cancel My Life Insurance?

Most life insurance policies will not refund you if you cancel them. So you can cancel, but you will lose all the premiums that you have paid.

What’s The Difference Between Life Insurance and Funeral Cover?

Funeral cover usually covers the cost of your funeral. Either by paying the funeral vendors or paying out to your beneficiary. Life cover pays out a lump sum or monthly payments to keep your dependents financially stable after your death.

Find Funeral Insurance News, Reviews and Info on Our Blog

Check our recent posts and lists of some of the best services out there today

We're tracking prices from all the most popular insurance companies in South Africa, comparing quotes and reviewing their services.

Funeral Cover
Get cover for the inevitable. Find the best funeral plan for you and your loved ones.
Funeral Cover
Life Insurance
Leave behind a legacy for your loved ones. Get premium life insurance at great prices.
Life Insurance
Car Insurance
Be prepared for unfortunate events. Cover your vehicle with the best insurance out there.
Car Insurance
Home Insurance
Your home is your safe place. Keep it even safer with insurance that looks after you and your belongings.
Home Insurance
Health Insurance
Your health is vital. Get covered with medical insurance to keep yourself and your family fit and healthy.
Health Insurance
Pets are a part of the family too. Find products and services designed specially for your furry friends.
How does it work?

Find out how the website works and how you can save today.

Why Use

Find Trusted Companies

We work with only reliable insurance companies who are committed to bring you the best service.

Compare Quotes Online

With a just few clicks, you'll find the best prices for your insurance need. No phone calls or long waits.

Review Services

Review services that you have used and read other's reviews to help you when choosing these services.
"Fantastic... Managed to find home insurance that fitted my needs and budget in a few hours"
Tracey Carter
"So useful to be able to compare quotes on one site. Easy and pain-free insurance hunting!"
Grant Ferrera

  1. I appreciate, cause I found exactly what I was looking for. You’ve ended my 4 day long hunt! God Bless you man. Have a nice day. Bye

  2. Can one from other countries do this life insurance and how can payments be done by the contributer?

Leave a reply