Having pets is one of the greatest joys in life. Taking care of them, however, can be stressful when it comes to their health and wellness. That’s why investing in your pet’s health will turn out to be a lifesaver. OUTsurance pet insurance provides pets with coverage and gives pet owners peace of mind.

The benefits of insurance are endless, and pet insurance is especially beneficial and helpful when having pets. Pet insurance covers a range of vet visits, accidents, and treatments required to help your pet lead a happy and healthy life. Investing in a good pet medical aid is useful in managing your funds and your stress in case of pet-related emergencies.

Continue reading to find out more about OUTsurance’s pet policies.

OUTsurance Pet Insurance – South Africa

OUTsurance is one of South Africa’s top insurance companies and has a variety of plans aimed at providing security for funerals, health, cars, homes, and pets. OUTsurance pet insurance is reliable, diverse, and comes with great incentives.

OUTSurance is one of the leading providers of pet insurance in South Africa with benefits like:

• OUTbonus paid in cash after three claim-free years
• You can take your pet to any registered vet
• Fixed excess payable with each claim
• A five percent discount when two or more pets are registered
• Premiums tailored to you and your pet
• Rewards for good body condition score (discounts for healthy pets)

OUTsurance Pet Insurance Plans and Coverage

OUTsurance aims to provide a variety of plans that pet owners can choose from. The purpose of this is to ensure that you have a plan that caters to your budget, your needs, and your pet. To get an estimated premium cost, you can easily get an OUTsurance quote from the website and see what is ideal for your personal needs.

Wanting to give your pet the highest quality of care is something we can all agree on. OUTsurance pet insurance offers four different plans for pet owners to choose from.

Accidental Plan

The accidental plan has an annual limit of R16 000. The multi-pet discount applies with the accidental plan coverage as well as the treatment of hereditary and congenital conditions. There is no waiting period on claiming for visits as a result of an unforeseen injury.

Core Plan

With an annual limit of R44 000, the Core Plan insures your pet for accident and illness coverage. Hereditary and congenital conditions are also featured in this plan, and there is a two-month waiting period for activation. The multi-pet discount applies as well.

Standard Plan

The Standard plan, like the Core plan, has an annual limit of R44 000. This coverage includes accident, illness, and hereditary and congenital condition treatment cover. You will be discounted when you register multiple pets, and you get vet visits without having to pay an excess.

Executive Plan

The most comprehensive plan OUTsurance pet insurance offers is the Executive plan with an annual limit of R65 000. The executive plan insures your pet for accidents, illnesses, and hereditary and congenital condition treatment.

The multi-pet discount is in full effect on this plan as well as those excess-free vet visits. Another benefit of this specific plan is that it comes with the Pet-Act-OUT feature, which covers puppy socialisation classes as well as any other behavioural training recommended by your vet.

 Note: Premiums are subject to change and promotional variations.

What OUTsurance Pet Insurance Covers:

There are a number of specific treatments OUTsurance Pet Insurance will cover. The following list highlights the main services offered:

• Treatment of burn wounds and lacerations
• Poisoning
• Tendon/ligament injuries and bone fractures
• Gastric torsion
• Heatstroke
• Surgery (hip, elbow, femoral head, etc.)
• Bladder stone removal
• Vet visits and consultations
• Prescribed medication
• Diagnostic tests
• Special cases of dentistry

Optional Add-on Benefits

OUTsurance has some additional benefits that can be added to certain plans. These optional features allow you to further customise your plan to best suit your pets and your budget.

Routine Care

Available on standard and executive plans, the routine care option aims to help maintain your pets’ health. It covers procedures like voluntary sterilisation and vaccines. Note that only one claim can be submitted annually.

Health Booster

The health booster option can be added to standard and executive plans. It helps cover chronic medication, supplements, and prescribed food. There is no excess on health booster claims, but there is a waiting period of 90 days.

Help-Pet-OUT

Available on all plans, the Help-Pet-OUT benefit aids in covering things like rehabilitation procedures or advertising for a lost pet. The excess-free benefit has a claim limit of R2 500 annually and can be accessed for a maximum of five cases.

Third-Party Liability

Standard and executive plan holders can be covered for up to five million rand in a legal battle. Should you be found legally liable to pay for property damage, bodily injury, or death caused by your pet, this benefit can help.

OUTsurance Pet Insurance Claims

Submitting OUTsurance claims is a completely stress-free process. You will be able to focus on nursing your fur baby back to health while OUTsurance takes care of the rest. You can submit a claim by calling the OUTsurance contact number, by using the OUTsurance App, or via the MyOUTsurance Portal.

When submitting a claim, you are required to provide a completed claim form along with a detailed invoice and proof of payment. For your first submission, you need to include a full medical history to be held on file for future use. These documents are to be sent in via email for processing and assessment.

Claims are only valid for a year after the date of the event. Claim disputes have a 90-day window and once it is resolved or processed, reimbursements are paid directly into your bank account.

Final Thoughts on OUTsurance Pet Insurance

There is a lot of responsibility in having furry friends and caring for a sick pet can be daunting. You do not have to be burdened by the fear of anything happening to your fluffy companions beyond what’s reasonable for a pet parent.

Investing in pet insurance at OUTsurance can make all the difference. You can kiss the stress of vet visits goodbye. Pet insurance helps you provide the best care for your pets while giving you peace of mind. With the security of pet insurance, you can focus on what truly matters: those special moments with your family.

Next Read: Is your floof a picky eater? Read our guide on finding the best dog food in South Africa.